Financial Aid

A Paul Smith’s education is a smart investment in your future. The Financial Aid Office can help make your investment more affordable through a combination of grants, loans, scholarships and campus work-study jobs. In fact, 98 percent of Paul Smith’s students receive some form of financial aid: it’s our investment in you.

All financial aid processes at Paul Smith’s College are tracked through the PSC Financial Aid Student Portal. You will access your Paul Smith’s Financial Aid Portal by using your Student ID and Password. Your Student ID will be mailed or emailed to you by the Admissions Office and will be on the award offer emailed by the Financial Aid Office. Please keep your password in a safe place and do not share it with others. The PSC Financial Aid Student Portal will allow you to:

  • Check the status of your financial aid
  • View outstanding documents needed to finalize your financial aid
  • Print missing documents
  • View your current financial aid awards
  • Accept or decline your awards
  • View important messages about your awards
  • Check the status of your student loans for the current year
  • Review your loan history

If your parents are involved in your financial aid process, we encourage you to share the information in your portal with them. Only students are assigned Student IDs and Passwords for this system. Parents should not have access to your Financial Aid Student ID or Password. Although you may receive periodic emails from our office regarding missing paperwork and/or updates to your financial aid, your portal is our official communication channel with you. It will be very important for you to monitor your portal and your email to stay up-to-date on your finanical aid.

Cost of Attendance

The typical Paul Smith’s student lives on campus in one of our 16 residence halls, eats most meals at the dining hall and enrolls in the kind of hands-on classes and labs that require special equipment like professional chef’s knives or chainsaws. Tuition covers the academic cost of Paul Smith’s, but there are other fees for housing, meal plans, books, supplies, activities and more.

Cost of Attendance is a federally defined term that includes costs billed directly by Paul Smith’s College (ex: tuition, fees, on-campus housing) and indirect costs students are expected to incur while enrolled in classes (ex: transportation to and from campus). Cost of Attendance varies by academic program, undergraduate or graduate status, and whether a student lives on-campus or off-campus. To see your detailed and individualized cost of attendance, please log into your financial aid portal, or use our Net Price Calculator. Students incurring costs related to a disability, costs for eligible study-abroad programs, educationally-related research projects, or dependent care expenses, should contact the Office of Financial Aid directly.

The following links provide detailed information about the direct costs of Paul Smith’s College. The Net Price Calculator provides incoming, undergraduate students an estimate of their total Cost of Attendance and financial aid awards.

2021-2022 Tuition & Fees

Direct Expenses (fall and spring only) per academic year

The following expenses are ESTIMATED pending Board approval. Costs will be finalized in spring 2021.

Tuition (undergraduate) $31,080
Rooms – Tier 1: Currier, Livermore, LMS, Saratoga, Lakeside, Clinton $7,280
Rooms – Tier 2: Hillside, Alumni Essex, Franklin, Lambert, Blum $9,040
Suites/Room – Tier 3: Upper & Lower St. Regis, Overlook $11,180
Meal Plan (Tiers 1 and 2) $6,140
Meal Plan (Tier 3) $5,580
Sustainability Fund Fee (Fall only) $35
Overload Charge for undergraduates enrolled in more than 18 credits per semester $620 per credit hour
Part-time $1,050 per credit hour ($1,036 when full time)
Tuition (graduate) $742 per credit
Health Insurance Charge (if needed through the college – proof of insurance waives this amount) $2,091

 

2020-2021 Tuition & Fees

Direct Expenses (fall and spring only) per academic year

Tuition (undergraduate) $30,160
Housing – Tier 1: Currier, Livermore, LMS, Saratoga, Lakeside, Clinton $7,060
Housing – Tier 2: Hillside, Alumni Essex, Franklin, Lambert, Blum $8,760
Housing in Suites – Tier 3: Upper & Lower St. Regis, Overlook $10,840
Meal Plan for Tier 1 and 2 Housing Options $5,960
Meal Plan for Tier 3 Housing Option $5,400
Sustainability Fund Fee (Fall only) $34
Overload Charge for undergraduates enrolled in more than 18 credits per semester $600 per credit hour
Part time $1,010 per credit hour
Tuition (graduate) $720 per credit
Health Insurance Charge (if needed through the college – proof of insurance waives this amount) to be determined in the spring

 

Federal Emergency Grants

Review Award Offer

Log in to the portal to view awards, accept/decline financial aid, check for outstanding requirements, and more.

Info for NY Residents

New York State Residents: “TAP” into Additional Aid"

If you’re a resident of New York state and are or will be an undergraduate student, you MAY be eligible for Tuition Assistance Program (TAP) awards. After filing your FAFSA, you will be able to link directly to the TAP application from the FAFSA confirmation page. You must include Paul Smith’s school codes or you will not be eligible for TAP. TAP codes 2140 (2 year program) and 6140 (4 year program). To remain eligible for state and/or federal financial aid, you must maintain Satisfactory Academic Progress (SAP).

The “Enhanced TAP” program created by New York state in 2017 is not currently available through Paul Smith’s College. We are strongly committed to college affordability and continuously seek favorable funding opportunities for our students and their families. Enhanced TAP in its current form has a number of restrictions that place a significant burden on the students and colleges that participate. We are monitoring the effectiveness of this program in its first year and may participate in the future once more information is known. Please contact our financial aid office if you have questions or would like to discuss the details and your individual financial aid award.

Yellow Ribbon Program

We are a proud participant in the VA’s Yellow Ribbon Program. As such, tuition and fees are completely covered for veterans and their designated transferees who are eligible at the 100% level.

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Contact Us »

Office of Financial Aid

Paul Smith's College
Phelps Smith Admin Building
Room 103
PO Box 265
Paul Smiths, NY 12970-0265

FinancialAid@paulsmiths.edu
(518) 327-6220
(800) 421-2605
(518) 327-6055: fax

Hours: M-F, 8 a.m.-4:30 p.m.